India’s Top Health Insurance Policies For Parents
Parents’ health care plans are very much like individual health insurance policies; the only difference is that offer extended protection and cover to senior citizens to a greater extent. While opting for a parent’s health insurance, one must be mindful of making adequate research to shortlist the best policies available in the market. You can also purchase from the top 5 health insurance companies in India, like Bajaj Allianz, Aditya Birla, Bharti AXA and many more. This article lists the top 5 popular and best-selling health insurance companies in India for parents’ insurance.
Keep reading to know more!
- HDFC Ergo Health’s Optima Restore:
HDFC Ergo Health’s Optima Restore plan is popular among India’s top 5 health insurance companies in india. Individual and parents’ health insurance is available for individuals up to 65 years of age. The policy has a triumvirate of advantages with a continuation of coverage, which is really unparalleled. The coverage offers sum insured amounts between Rs. 3,000,000 and Rs. 50,000,000. It protects you against a wide variety of medical costs.
- Aditya Birla health insurance for Families:
The parent’s health insurance between the ages of 65 is available via the Family Health insurance policy offered by Aditya Birla, a perfect health insurance plan.
You may tailor the insurance to your needs and budget by selecting an amount protected anywhere from Rs. 3 lakh to Rs. 25 lakh only with one of the top 5 health insurance companies in India. Coverage under the insurance extends to a wide range of medical costs, including inpatient hospitalization, outpatient hospitalization, home health care, emergency room visits, and potentially air ambulance transportation.
- The Bharti AXA Smart Health Plan: –
Coming with the next of the top 5 health insurance companies in India, with your parent’s health insurance featuring a Smart Health plan, you never have to worry about finances in the face of unexpected medical bills. Depending on your needs, you and your parents may be insured for 1 or 2 years, between Rs. 2 lakh and Rs. 5 lakh.
This same policy provides numerous advantages, such as reimbursement for an ambulance in the event of an emergency, reimbursement for the cost of an organ donation, reimbursement for the price of a caregiver’s travel to and from the hospital, reimbursement for in-home hospitalization, reimbursement for a health screening, and so forth.
- Coverage under the Bajaj Allianz Family Floater Health Guard Plan:
Bajaj Allianz is one of the top 5 health insurance companies in India, you can purchase your parent’s insurance from. The Hospitalization costs associated with accidents or severe illnesses are covered under the Parent Floater Health Guard plan, which is an indemnity-based, comprehensive health care coverage for persons aged three months to 65 years.
The policy’s range of available sum insured amounts from Rs. 1.5 lakh to Rs. 50 lakh allows it to meet the needs of a wide range of consumers. The insurance may cover you, your spouse, and four of your dependent children. Your parents or parents-in-law may each have their coverage that you can buy.
- Family Floater Coverage from ACKO health insurance:
Acko Insurance Family Floater policy is a comprehensive parents’ health insurance coverage that covers parents up to 70 years old at reasonable rates. It is on the list of India’s top 5 health insurance companies. The range offers three distinct flavours, Silver, Gold, and Diamond, with varying amounts of insured choices between Rs. 10 to Rs. 20 lakhs.
This policy offers extensive coverage, including costs incurred before hospitalization (up to 30 days) and after discharge (up to 60 days), costs associated with organ donation, costs associated with daycare procedures, costs related to home care, and the cost of a second doctor’s diagnosis for one of 11 predetermined significant illnesses. Get yours today!
